Conventional Loan

Get flexible terms with one of the most diverse mortgage types.

You Deserve a Mortgage Tailored to Your Needs

Conventional loans offer flexibility. Whether you want a low downpayment, you want to avoid paying mortgage insurance, or you have a specific payment timeframe in mind, there’s a conventional loan well-suited for you. If you have the right financial history, a conventional loan can give you the best deal for your mortgage.

What is a Conventional Loan?

Conventional Loans typically have stricter underwriting requirements than government-backed loans, including higher credit score thresholds and lower debt-to-income ratios. However, Conventional Loans may offer more flexibility in terms of borrower eligibility in certain situations. Borrowers may be required to provide a down payment of at least 5% of the home’s purchase price, although certain programs may allow for lower down payments. Overall, a Conventional Loan can be a great option for borrowers who meet the eligibility requirements and are looking for stability and flexibility in their mortgage.

Do I Qualify for a Conventional Loan?

To qualify for a conventional loan, you will need to meet certain credit and income requirements, as well as show proof of employment and financial stability. Your credit score, debt-to-income ratio, and other factors will also be considered when determining your eligibility. It is important to note that each lender may have different requirements for conventional loans, so it is important to research and compare different lenders to determine which one may be the best fit for your needs and qualifications. Please call us today to explore your options.

Why Work With The Baldwin Mortgage Group?

Options, options, options! Unlike banks, mortgage brokers have established partnerships with multiple lenders, providing you with access to a wider range of loan options to suit your unique needs and budget. When you work with the Baldwin Mortgage Group, you can count on over 20 years of expertise in the industry. Our team is dedicated to making your mortgage process as simple and stress-free as possible. We take a personalized approach to each client’s situation, working within your budget to help you secure the property you desire or to refinance your existing mortgage.

At the Baldwin Mortgage Group, we understand that your time is valuable. That’s why we are dedicated to finding you the best interest rates and terms available for your credit score. We also streamline the application process by requiring only essential documentation. Count on us to help guide you through the home buying journey with expert advice and personalized service. Choose the Baldwin Mortgage Group as your preferred lender, and let us help you achieve your dream of homeownership.

Trust the Mortgage Experts

The Baldwin Mortgage Group Loan

Schedule your free consultation with The Baldwin Mortgage Group today.

Call Us

Schedule Consultation

Expert Loan Counseling

At The Baldwin Mortgage Group, we pride ourselves on being more than just a mortgage lender. We are your trusted partner and advisor in the journey towards purchasing your dream home. As your preferred lender, we take the time to listen to your needs and tailor our services to meet them. So, whether you're a first-time homebuyer, looking to refinance, or wanting to upgrade to your dream home, we're here to help you every step of the way. Our goal is to help you move into the home of your dreams with ease and confidence.

Know Your Options

At our firm, we have a team of experts with extensive knowledge and experience in guiding you through the complex process of buying a home. We not only ensure that you get the best deal possible, but we also provide support and guidance throughout the entire process. Choose an expert who has your best interests in mind and can give you the advice you need to make a sound financial decision. Our team has access to multiple lending marketplaces and can offer you personalized options to meet your needs. With our knowledge and experience, we will guide you through the complex process of buying a home to ensure that you get the best deal possible.